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The purchase and sale of a home probably is one of the largest financial transactions one makes in a lifetime and involves a rather complicated process, which includes many steps for both the buyer and the seller. The following outlines the steps involved for both the buyer and the seller:
 


When it is time to consider selling your home, it is advisable to utilize the services of an experienced Realtor®. Realtors® will assist you to value your home, advertise your home, qualify and screen potential buyers, negotiate contracts and perform many other services that will be valuable to you.
 

 
Refinancing your property?
Click here to determine if refinancing is cost effective.
Purchasing your property?
Click here to determine the cost of the Owner's Policy of Title Insurance.
 
Title insurance is a unique form of insurance. Unlike any other (auto, homeowner's or health), it does not insure against some casualty which may occur in the future. Title insurance protects the policy holder against claims resulting from things that happened (or did not happen) in the past, such as unpaid liens, mortgages, deeds that were not endorsed by all vested parties to the transaction, missing heirs, and the list could go on. The point is that your home is probably the largest investment you will make. You, as a homeowner, want to have peace of mind that you rightfully own that property and no one has the right to challenge that. Title insurance agents, unlike car, homeowner's, health, or other insurance agents, determine the insurability of the title of the property. Title Insurance Agencies are charged with reviewing the history of the property you are purchasing and insuring that no defaults have occurred throughout the transfers of ownership. Title insurance premiums are set by the State of Florida, and Florida Title Agencies are insured and bonded in accordance with Florida State Statutes to adhere to stringent financial requirements. The Florida Department of Financial Services, Department of Insurance can easily search to see if someone or an entity is a licensed title professional and/or company. If we can be of assistance to you, please call (727) 446-9500 or (813) 831-9494.

 


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